Travel & Destinations

Top Student Credit Cards With No Annual Fee and Travel Rewards

A curated selection of student-friendly credit cards that waive annual fees while offering travel-specific perks such as global entry credits, airport lounge access, or flexible travel points. These cards are designed to help students build credit history without high costs, focusing on low-interest rates, no foreign transaction fees, and introductory bonuses tailored for young travelers.

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Chase Freedom Rise Student

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This card offers a straightforward rewards structure with 5% cash back on travel purchased through Chase Ultimate Rewards and 3% on dining and drugstore purchases. It features no annual fee, no foreign transaction fees, and a 0% intro APR on purchases for 15 months, making it an ideal entry point for students seeking travel benefits.

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Bank of America Customized Cash Rewards Student

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Tailored for students, this card allows customization of the 3% cash back category for travel. It charges no annual fee and offers no foreign transaction fees, which is crucial for international study abroad programs or trips. It also provides periodic account review to adjust spending habits.

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Discover it Student Cash Back

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Known for its rotating 5% cash back categories which often include travel-related expenses like gas stations and grocery stores. It features no annual fee, cashback match for the first year, and no foreign transaction fees, providing excellent value for students who travel domestically or occasionally abroad.

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Capital One Platinum Student

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While primarily focused on credit building, this card has no annual fee and no foreign transaction fees, making it safe for basic travel purchases without penalty. It offers a competitive intro APR on purchases and balance transfers, helping students manage debt while establishing a credit profile for future premium travel cards.

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Deserve EDU Mastercard

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Designed specifically for students with no credit history, this card waives the annual fee and charges no foreign transaction fees. It offers unlimited 1% cash back on all purchases, which can be applied toward future travel expenses, and includes fraud protection features suitable for safe online and international spending.

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Citi Custom Cash Student Card

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This card automatically selects the top spending category each billing cycle for 5% cash back, which can include travel bookings. It has no annual fee, no foreign transaction fees, and offers a welcome bonus after spending a certain amount in the first few months, making it flexible for varied student travel budgets.

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Wells Fargo Active Cash Card Student

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Offers an unlimited 2% cash rewards on purchases, which can be redeemed for travel statements or direct deposits. It features no annual fee, no foreign transaction fees, and a 0% intro APR for 15 months, providing a simple and effective way to earn rewards on travel-related expenses while in school.

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US Bank Cash+ Student Visa

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Allows students to choose two categories for 5% cash back, with travel often being an available option or accessible through partner networks. It has no annual fee, no foreign transaction fees, and offers a welcome bonus, helping students maximize rewards on specific travel-related spending like dining or gas while traveling.

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American Express Blue Cash Preferred Student

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This card offers 3% cash back at U.S. supermarkets, U.S. gas stations, and on select U.S. streaming services, with travel rewards often accessible through point redemption options. It has no annual fee for the first year and no foreign transaction fees, providing a low-cost entry to American Express's travel ecosystem.

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Petal 1 Cash Back Visa

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A no-annual-fee card designed for students with limited credit history, offering up to 1.5% cash back on all purchases. It has no foreign transaction fees and uses alternative data to approve applicants, making it a versatile tool for students to earn small rewards on travel expenses while building credit.

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Chase Freedom Flex Student

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Offers 5% cash back on rotating quarterly categories, which frequently include travel, gas, and dining. It has no annual fee, no foreign transaction fees, and a $200 welcome bonus after spending $500 in the first three months, providing substantial value for students who plan to spend on travel-related categories.

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Capital One SavorOne Student Cash Rewards

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Provides 3% cash back on dining, entertainment, popular streaming services, and at grocery stores. It has no annual fee and no foreign transaction fees, making it a strong candidate for students who enjoy cultural travel experiences and dining out, with rewards redeemable for travel purchases.

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Bank of America Travel Rewards Credit Card Student

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Simple travel rewards structure with 1.5 points per dollar on all purchases, redeemable for travel statement credits. It has no annual fee, no foreign transaction fees, and offers a bonus after spending $1,000 in purchases, making it a flexible option for students who want straightforward travel benefits without complex categories.

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Discover it Student Chrome

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Similar to the Cash Back version but optimized for dining and gas, which are common expenses for students traveling domestically. It features no annual fee, no foreign transaction fees, and cashback match in the first year, allowing students to earn significant value on their travel and lifestyle spending.

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OpenSky Secured Visa Credit Card

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While secured, this card has no annual fee and no foreign transaction fees, making it accessible for students who cannot qualify for unsecured cards. It is a basic tool for building credit, which is essential for eventually accessing premium travel credit cards with higher rewards and benefits.

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First Progress Platinum Elite Secured Mastercard

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Another secured option with no annual fee and no foreign transaction fees, ideal for students establishing credit. While it does not offer travel rewards directly, the credit history built is crucial for qualifying for travel-focused credit cards in the future, ensuring long-term travel financial health.

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Deserve EARN Credit Card

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A newer student card with no annual fee that offers unlimited 1% cash back on all purchases. It has no foreign transaction fees and provides instant virtual card numbers for secure online travel bookings, appealing to tech-savvy students who value simplicity and security in their financial tools.

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Chase Freedom Unlimited Student

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Offers 1.5% cash back on all purchases and 3% on dining and drugstore purchases, with travel redemption options through Chase Ultimate Rewards. It has no annual fee and no foreign transaction fees, providing a consistent reward rate for students who make diverse travel and lifestyle purchases.

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Bank of America Unlimited Cash Rewards Student

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Provides unlimited 1.5% cash back on all purchases with no annual fee and no foreign transaction fees. It offers periodic account reviews and mobile app management features, making it easy for students to track spending and maximize rewards on travel-related expenses without complex category tracking.

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Wells Fargo Propel American Express Card Student

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Offers 3x points on travel, transit, and dining, with no annual fee for students in their first year. It includes no foreign transaction fees and travel accident insurance, providing robust travel protections and high rewards for students who prioritize travel and dining experiences during their academic journey.