Business, Startups & Finance

Top Fractional Share Investing Platforms for Beginners Under $100

A curated selection of user-friendly investment platforms that allow beginners to start building a diversified portfolio with minimal capital. These apps enable the purchase of fractional shares, letting investors own pieces of expensive stocks and ETFs with as little as $1 to $100, while offering educational resources and zero-commission trading.

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Fidelity Investments

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A major financial institution that offers fractional shares for specific high-priced stocks and ETFs without transaction fees. It provides a robust, trustworthy interface suitable for beginners who want access to professional-grade research tools and a vast selection of investment options.

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Charles Schwab

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Known for its comprehensive financial planning tools and extensive banking options, Schwab allows fractional investing through its Thinkorswim platform and regular brokerage accounts. Beginners benefit from zero trade commissions and access to hundreds of ETFs that can be bought with dollar amounts.

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Robinhood

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A popular mobile-first app that revolutionized retail trading with its simple, intuitive interface and commission-free stock trading. It supports fractional shares for thousands of stocks and ETFs, making it easy for new investors to start with very small dollar amounts.

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SoFi Invest

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Part of the Society of Finance, SoFi offers a seamless experience combining investing with banking and lending products. Its platform allows fractional share purchases and provides automated portfolio management options, making it ideal for beginners seeking an all-in-one financial ecosystem.

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M1 Finance

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Distinctive for its 'Pie' concept, which allows users to group stocks and ETFs into customizable portfolios that rebalance automatically. It supports fractional shares across all investments, enabling precise diversification with any dollar amount while offering robust automation features.

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Webull

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Originally an options trading platform, Webull now offers a streamlined experience for stock beginners with advanced charting and technical analysis tools. It allows fractional shares for a wide range of securities and provides a commission-free trading environment suitable for learning.

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Public.com

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A social investing platform that emphasizes transparency and community features, allowing users to see what others are buying (anonymously). It supports fractional shares and focuses on a user-friendly experience with educational content, helping beginners understand market trends.

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E*TRADE from Morgan Stanley

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Offers a powerful trading platform with deep educational resources and research tools tailored for investors of all levels. Beginners can purchase fractional shares of select stocks and ETFs, benefiting from the security and reputation of a major financial institution.

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Cash App Investing

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Integrated into the popular Cash App, this feature allows users to buy and sell stocks with minimal friction. It supports fractional shares, making it accessible for users who already have their money in the app to start investing with spare change.

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Stash

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Specifically designed for beginners, Stash offers a highly simplified interface and educational content focused on financial literacy. It allows fractional investing and provides curated investment themes, helping new users build confidence in their first steps toward wealth building.

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Acorns

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Focused on micro-investing, Acorns rounds up everyday purchases to invest the spare change automatically. It offers a simple way to start with very small amounts, providing a diversified portfolio of ETFs through fractional shares without requiring active trading decisions.

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Robinhood Gold

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While the standard Robinhood app is free, the Gold tier offers additional benefits like margin lending and premium market data. It retains the core feature of fractional shares, providing beginners with access to more sophisticated tools as they grow their investing knowledge.

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Firstrade

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A commission-free brokerage that offers a wide range of investment products including fractional shares. It is known for its straightforward platform and excellent customer service, providing a solid foundation for beginners who prefer a no-frills, reliable trading experience.

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Long Term Stock Exchange (LTSE) Brokerage Access

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While not a retail app itself, access to LTSE-listed securities often comes through major brokers that support fractional trading. This provides exposure to companies focused on long-term value creation, offering a unique angle for beginner investors interested in sustainable growth.

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Interactive Brokers for Individuals

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A professional-grade platform that is accessible to beginners through its simplified interface options. It offers access to global markets and fractional shares, providing extensive educational resources and powerful tools for those ready to take their investing seriously.

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Bespoke Financial

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Provides data-driven insights and fractional investing opportunities through partnerships with major brokers. It focuses on democratizing access to alternative data and investment strategies, appealing to beginners who want to make informed decisions based on comprehensive market analytics.

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Ally Invest

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Offers a user-friendly trading platform backed by Ally Bank, providing secure and reliable access to the markets. Beginners can benefit from fractional shares and zero commission trades, along with integrated banking features for seamless fund management.

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Motley Fool Stock Advisor

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While primarily a research service, it often partners with brokerages to provide curated stock picks that are accessible via fractional shares. Beginners can leverage expert recommendations to build a diversified portfolio, starting with small investments in high-conviction ideas.

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Schwab Intelligent Portfolios

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A robo-advisor service from Charles Schwab that automates portfolio management using ETFs. It allows fractional share purchases within the recommended portfolios, offering a hands-off approach for beginners who prefer automated diversification and rebalancing.

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Betterment

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A leading robo-advisor that creates and manages diversified portfolios of ETFs for beginners. It automatically handles rebalancing and tax-loss harvesting, allowing users to start with fractional share investments in a low-maintenance, goal-oriented investment strategy.