Business, Startups & Finance

Top Grants for Minority-Owned Small Businesses in the US

A comprehensive guide to federal, non-profit, and corporate funding opportunities specifically designed to support underrepresented entrepreneurs. This list highlights legitimate grants that do not require repayment, helping minority-owned businesses secure capital for growth, operations, and expansion without taking on debt.

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SBIR and STTR Programs

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Federal initiatives administered by 11 R&D agencies that award grants to small businesses for scientific research and technological development. These programs require no equity dilution and are ideal for innovative companies in science, engineering, and technology sectors seeking non-dilutive funding.

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HollyFrontier Paulson Opportunity Fund

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A grant program providing up to $100,000 in unrestricted funds to minority-owned business owners. The fund aims to empower communities by supporting entrepreneurs who demonstrate strong community ties and a commitment to social impact, with no repayment required.

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AmEx Black Business Grant

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American Express offers grants ranging from $10,000 to $30,000 to Black business owners across the United States. The program supports entrepreneurs in various industries, providing capital to help stabilize and grow businesses facing systemic barriers to traditional financing.

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Shopify Capital for Hispanic-Businesses

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While primarily offering funding rather than traditional grants, Shopify has dedicated initiatives and partnerships to support Hispanic-owned businesses. Entrepreneurs can access competitive funding solutions based on their sales history, helping to fuel growth without complex application processes.

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Iris Award by the National Association for the Self-Employed

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This award recognizes and supports minority-owned businesses that have achieved significant growth and community impact. While it includes recognition, associated prizes and networking opportunities can lead to valuable grants and investor interest for qualifying enterprises.

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FedEx Small Business Grant Contest

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An annual competition offering significant cash prizes to small business owners, with dedicated categories for women and minority entrepreneurs. Winners receive substantial funding to support their business operations, marketing, and expansion efforts without any equity stakes.

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National Association of African American Small Business Owners Grants

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This organization provides specific grant opportunities and resources tailored to Black entrepreneurs. Their programs focus on economic empowerment, offering financial assistance and educational resources to help members start and scale their businesses successfully.

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Kapor Center Tech Diversity Grants

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Focused on the tech industry, the Kapor Center offers grants and equity-free funding to founders of color and women in technology. These funds help cover early-stage costs, allowing diverse founders to build product and team without the pressure of traditional venture capital.

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Visa Every Woman Counts Grants

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Although focused on women, this program often intersects with minority-owned businesses and provides grants to female entrepreneurs in emerging markets and underserved US communities. It supports business models that address social challenges, offering both funding and mentorship.

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Adobe Foundation Black Artist Grant

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Provides significant financial support to Black artists and creators, which can be utilized for business development of creative enterprises. The grant helps fund projects, equipment, and operational costs, fostering economic growth in the creative minority-owned sector.

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Dillard's University Business Plan Competition

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Offers substantial cash prizes to college students and alumni with innovative business plans, with specific encouragement for minority participants. The competition serves as a launchpad for startups, providing non-dilutive capital to test and validate new business concepts.

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Cisco Foundation Grants

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The Cisco Foundation supports organizations and initiatives that advance digital inclusion and entrepreneurship among underrepresented communities. While often directed at non-profits, their programs can facilitate access to technology and grants for minority-owned tech startups.

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UnidosUS Minority Business Awards

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Recognizes excellence in Hispanic-owned businesses and provides networking opportunities that often lead to grant eligibility. The awards highlight top performers, offering visibility and credibility that can attract additional funding and partnership opportunities from corporate sponsors.

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Google for Startups Black Founders Fund

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A partnership providing $400 million in grants, equity-free capital, and credits to Black founders in the US. This program offers substantial non-dilutive funding to help build and scale technology companies, along with access to Google's technical resources.

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Mastercard Foundation Young Africa Works

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Supports initiatives that create economic opportunities for young people in Africa, with some applicability to US-based minority entrepreneurs in related global supply chains. Grants focus on skills development and job creation, providing funding for programs that drive employment.

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American Express Open Doors for Women and Minorities

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Offers various financial support mechanisms including grants and discounts for business owners from underrepresented groups. The program provides access to exclusive resources, networking events, and potential funding opportunities to help minority-owned businesses thrive.

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CITI Foundation Grants for Inclusion

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The Citi Foundation provides grants to non-profits and organizations that promote financial wellness and entrepreneurship in underserved communities. Minority-owned businesses can access these funds indirectly through partner organizations or directly for specific community impact projects.

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JPMorgan Chase Advancing Cities Initiative

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Provides grants and investment to organizations working to create economic opportunities for communities of color. The initiative supports business development programs and infrastructure projects that indirectly fund and empower minority entrepreneurs through community partnerships.

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Techstars Diversity Accelerator Grants

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Techstars runs specific accelerator programs for underrepresented founders, often including cash prizes and equity-free grants. Participation provides mentorship, network access, and potential funding to help diverse founders launch and scale their technology startups.

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National Minority Supplier Development Council (NMSD) Resources

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While primarily a certification body, NMSD connects certified minority-owned businesses with corporate sponsorships and grant opportunities. Their platform helps businesses access capital from Fortune 500 companies looking to diversify their supply chains through funding and contracts.