A comprehensive guide to peer-to-peer lending marketplaces that allow individual investors to fund small business loans, offering potentially higher returns than traditional savings accounts while diversifying risk across multiple borrowers.
Get targeted exposure with custom position pinning and highlighted placement.
The largest P2P lending marketplace in the United States, offering both personal and small business loans. Investors can automate portfolios and choose specific risk levels, providing a liquid secondary market for selling loan notes if needed.
One of the original P2P lending platforms, allowing investors to buy portions of personal and business loans. It features a robust secondary market and automatic investing tools, catering to those seeking diversified credit exposure.
Specializes exclusively in small business lending, connecting investors directly with entrepreneurs needing capital. It offers transparent reporting on loan performance and allows for significant portfolio customization based on industry or risk appetite.
Now integrated with American Express, this platform provides quick lines of credit to small businesses. Investors can earn returns by funding these credit lines, which are secured by business assets or revenue, offering a unique alternative to standard term loans.
A leading digital lender for small businesses, offering fast approvals and transparent pricing. While primarily a direct lender, it has historical ties to P2P models and offers investment opportunities through its partner networks for institutional and accredited investors.
Focused on mission-driven investing, Abound connects investors with small businesses that create social or environmental impact. It offers a dual mission of financial return and positive community change, appealing to socially conscious capital providers.
Formerly known as Prosper Marketplace, this platform offers a streamlined experience for retail investors. It emphasizes ease of use, automated portfolio management, and a wide selection of loan grades to match various risk tolerances and return goals.
A UK-based alternative investment platform focusing on secured property and business loans. Investors can purchase shares in specific loan projects, benefiting from fixed returns backed by tangible collateral, offering a defensive investment strategy.
An award-winning UK investment platform providing access to alternative loans, including business finance and peer-to-peer lending. It offers transparent performance data and a variety of risk profiles, catering to sophisticated investors seeking portfolio diversification.
The UK's first peer-to-peer lender has expanded into business lending, offering secured and unsecured options. Investors can fund loans to established businesses, benefiting from Zopa's long-standing regulatory compliance and financial stability.
A digital marketplace lender that uses alternative data to underwrite small business loans. It offers investors access to high-yield opportunities with a focus on efficiency and lower operational costs, passed on as better rates for borrowers and investors.
While primarily known for personal loans, Upstart's AI-driven model is increasingly applicable to small business financing. Investors can access returns through various financial products backed by Upstart's technology, offering a tech-forward approach to credit risk.
Focuses on short-term, secured business loans with high transparency and low entry barriers for investors. It uses advanced technology to assess creditworthiness, allowing retail investors to participate in commercial lending with as little as $10.
An alternative asset platform that includes small business debt and private equity opportunities. It provides access to a curated selection of investment products, including trade finance and business loans, for accredited and non-accredited investors.
A European investment platform offering a variety of asset classes, including SME loans. Investors can diversify across different countries and sectors, benefiting from a user-friendly interface and regular distribution of interest payments.
A Baltic-based P2P lending platform expanding into business lending with a strong focus on automation. It offers the 'Go & Grow' service for consistent returns and a 'Manual Invest' option for those who prefer to select individual loans.
One of the largest European P2P platforms, offering a wide range of loan types including small business financing. Its algorithmic investing tools help automate portfolio construction, while manual investors can browse detailed borrower profiles.
A UK-based platform that simplifies P2P lending through a 'Robox' automated service. It selects and manages a diversified portfolio of business loans on behalf of investors, reducing the need for active management and due diligence.
An Asian-focused P2P platform connecting investors with SMEs across Southeast Asia. It offers a unique geographic diversification opportunity and uses big data analytics to assess credit risk, providing access to emerging market growth.
A European platform that aggregates loans from various loan originators into a single marketplace. Investors can invest in diversified portfolios of small business and consumer loans, offering ease of access and risk spreading across multiple lenders.