Business, Startups & Finance

Top 20 Alternatives to Banktivity in Budgeting & Tracking Software

Banktivity is a powerful personal‑finance manager for macOS & iOS that blends budgeting, expense tracking, and investment reporting. Looking for other solutions to manage your money, track spending, and hit your financial goals? Below are 20 alternative budgeting & tracking tools.

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You Need A Budget (YNAB)

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Proactive budgeting method that encourages users to allocate every dollar, with real‑time sync across devices and robust reporting.

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Mint

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Free, cloud‑based finance hub that automatically aggregates bank, credit‑card, and bill data, with alerts and visual budgeting dashboards.

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Quicken

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Comprehensive desktop‑and‑mobile solution for budgeting, bill pay, investment tracking, and small‑business accounting.

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Personal Capital

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Wealth‑management platform that combines expense tracking with detailed investment analysis and retirement planning tools.

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EveryDollar

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Dave Ramsey‑inspired zero‑based budgeting app with optional premium features for automatic transaction imports.

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Goodbudget

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Envelope‑style budgeting app that works on web, iOS, and Android, ideal for couples who share a budget.

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PocketGuard

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Simple spend‑tracker that shows ‘In My Pocket’ after bills and savings goals, with automated categorization.

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CountAbout

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Cloud‑based budgeting software compatible with Quicken and Mint data, offering custom tags and robust reporting.

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MoneyDance

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Desktop‑focused personal finance manager with strong investment tracking, budgeting, and multi‑currency support.

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Moneyspire

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Cross‑platform budgeting tool that combines cash flow forecasting, bill reminders, and simple investment tracking.

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Tiller Money

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Spreadsheet‑driven budgeting service that pulls daily transaction data into Google Sheets or Excel for custom analysis.

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Buxfer

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Online budgeting platform with collaborative features, multi‑account aggregation, and powerful forecasting tools.

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MoneyWiz

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Intuitive personal finance app with automatic transaction import, budgeting, and cross‑device syncing.

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Simplifi by Quicken

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Modern, minimalist budgeting app that tracks spending, sets savings goals, and offers real‑time insights.

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GnuCash

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Free, open‑source accounting program for personal and small‑business finances; supports double‑entry bookkeeping.

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HomeBank

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Open‑source personal finance manager with powerful visual reports, budgeting, and multi‑currency support.

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BudgetBakers – Wallet

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Android‑first budgeting app offering visual spend analysis, financial forecasts, and cloud backup.

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Mvelopes

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Digital envelope‑budgeting system that syncs across devices and includes auto‑categorization and goal tracking.

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Spendee

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Colorful budgeting app with shared wallets, custom categories, and integration with banks via API.

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Zoho Books

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Cloud‑based accounting solution for freelancers and small businesses, featuring budgeting, expense tracking, and invoicing.