Business, Startups & Finance

Top 20 Alternatives to Klarna in Payment Gateway Software

Klarna is a leading ‘buy‑now‑pay‑later’ and checkout solution. Below is a curated list of 20 alternative payment gateway platforms that provide similar checkout, recurring billing, and global payment processing capabilities.

ID: 11207
Items: 20
Total Votes: 0
Forks: 0
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Stripe

Visit

Developer‑first platform offering a full suite of payment APIs, subscription billing, and a customizable checkout experience.

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PayPal

Visit

Widely recognized digital wallet and gateway supporting one‑time, recurring, and BNPL payments across 200+ markets.

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Square

Visit

Integrated POS and online payment gateway with invoicing, subscription billing, and a robust ecosystem for SMBs.

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Adyen

Visit

Enterprise‑grade global payment platform offering unified commerce, risk management, and support for over 250 payment methods.

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Braintree

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PayPal‑owned gateway providing seamless credit‑card, PayPal, Apple Pay, Google Pay, and local payment method integration.

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Authorize.Net

Visit

Long‑standing gateway with advanced fraud detection, recurring billing, and easy integration for merchants of all sizes.

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Worldpay (FIS)

Visit

Global payment processor supporting omnichannel payments, multi‑currency settlement, and robust reporting tools.

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2Checkout (Verifone)

Visit

All‑in‑one solution for online payments, subscription billing, and global tax compliance.

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PayU

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Emerging market focused gateway offering localized payment methods, installment plans, and fraud protection.

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Razorpay

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India‑centric payment gateway with support for cards, UPI, wallets, and easy integration for SaaS platforms.

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Checkout.com

Visit

Modern API‑driven gateway delivering high‑performance processing, real‑time analytics, and global acquiring.

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Mollie

Visit

European‑focused gateway offering simple API, support for SEPA, iDEAL, Bancontact, and built‑in subscription handling.

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Payoneer

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Cross‑border payment platform enabling mass payouts, marketplace settlements, and multi‑currency accounts.

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Amazon Pay

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Leverages Amazon shopper accounts for frictionless checkout, with fraud protection and voice‑enabled payments.

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Alipay

Visit

China’s leading digital wallet and payment gateway, offering QR‑code, online, and in‑app payments for global merchants.

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WeChat Pay

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Integrated payment solution within WeChat ecosystem, supporting QR‑code, mini‑program, and e‑commerce transactions.

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Afterpay

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BNPL provider allowing shoppers to split purchases into interest‑free installments, with merchant integration tools.

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Sezzle

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U.S.‑based BNPL platform offering four‑installment payments, fraud protection, and easy API integration.

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Splitit

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Installment payment gateway that uses existing credit lines, enabling zero‑interest splits without additional credit checks.

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Zip (formerly Quadpay)

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Australian‑origin BNPL service supporting four‑installment payments, with merchant plugins for major e‑commerce platforms.