Business, Startups & Finance

Top 20 Alternatives to Paytm in Payment Gateway Software

Paytm is a leading Indian digital payments platform offering wallet, UPI, and merchant services. Below is a curated list of 20 alternative payment gateway solutions—both Indian and global—that provide robust APIs, multi‑payment‑method support, fraud protection, and easy integration for businesses of all sizes.

ID: 6991
Items: 20
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Razorpay

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Comprehensive Indian payment gateway supporting cards, UPI, wallets, and net banking with instant settlement and powerful developer tools.

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PayU

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Widely used payment gateway in India and emerging markets, offering card, UPI, wallet, and EMI options plus a suite of risk‑management tools.

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Instamojo

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Simple, plug‑and‑play gateway for SMEs and startups, featuring quick onboarding, multiple payment modes, and built‑in invoicing.

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CCAvenue

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One of India’s oldest gateways, supporting 200+ payment options, multi‑currency, and extensive customization for large enterprises.

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BillDesk

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Enterprise‑grade payment infrastructure used by banks and large merchants, offering high‑volume processing and robust reconciliation.

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PhonePe for Business

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UPI‑centric payment solution that lets merchants accept payments via PhonePe app, QR codes, and web checkout.

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Google Pay for Business

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Google’s UPI‑based merchant solution enabling seamless payments through QR codes and in‑app checkout for Indian businesses.

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Amazon Pay

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Leverages Amazon’s consumer base to provide a trusted checkout experience, supporting cards, UPI, and wallet balances.

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Stripe

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Global payment platform with extensive APIs, supporting cards, digital wallets, ACH, and localized payment methods across 135+ countries.

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PayPal

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Internationally recognized gateway offering card, PayPal balance, and local payment methods, plus buyer protection and seller tools.

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Square

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All‑in‑one solution for online and offline payments, featuring point‑of‑sale hardware, e‑commerce APIs, and invoicing.

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Braintree

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PayPal’s developer‑focused gateway supporting cards, PayPal, Apple Pay, Google Pay, and local payment methods.

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Adyen

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Enterprise‑grade global gateway used by large brands, offering unified payments, risk management, and detailed analytics.

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Authorize.Net

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Legacy US gateway providing card processing, recurring billing, and fraud detection tools with easy integration.

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Worldpay (FIS)

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Global payment processor delivering multi‑currency support, omnichannel solutions, and advanced reporting.

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Payoneer

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Cross‑border payment platform enabling businesses to receive funds in multiple currencies and pay vendors worldwide.

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2Checkout (Verifone)

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International gateway offering localized checkout, subscription billing, and extensive fraud protection.

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Paystack

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African‑focused gateway (now part of Stripe) supporting cards, bank transfers, and mobile money across Nigeria, Ghana, and South Africa.

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Flutterwave

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Pan‑African payment solution enabling card, mobile money, and bank transfer payments with a unified API.

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MobiKwik for Merchants

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Indian wallet and UPI gateway offering QR code payments, prepaid recharge services, and easy settlement for small merchants.