Business, Startups & Finance

Best Credit Cards for Small Business Travel and Office Supplies

A curated selection of top-tier business credit cards designed to maximize rewards for small business owners who frequently spend on travel, office supplies, and software subscriptions. These cards offer generous sign-up bonuses, extended purchase protection, and comprehensive travel insurance benefits.

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Chase Ink Business Preferred

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This card offers 3 points per dollar on travel and selected streaming services, making it ideal for frequent business travelers. It features a robust sign-up bonus and provides Trip Cancellation/Interruption Insurance along with primary auto rental coverage.

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The Platinum Card from American Express

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Known for its extensive travel perks, this card delivers 5x points on flights booked directly with airlines or through Amex Travel. It includes access to Centurion Lounges, Global Entry or TSA PreCheck credits, and substantial hotel elite status benefits.

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Capital One Spark Cash Plus

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Offering unlimited 2% cash back on all purchases, this card simplifies rewards calculation for diverse spending categories including office supplies. It waives foreign transaction fees and provides comprehensive auto rental collision damage liability insurance.

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Bank of America Business Advantage Custom Cash

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Cardholders can choose two preferred categories for 5% cash back, such as office supplies or travel, up to $50,000 in combined choice category purchases annually. This flexibility allows businesses to tailor rewards to their specific spending habits effectively.

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U.S. Bank Business Platinum Cash Rewards

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This card provides 3% cash back on internet purchases and select online shopping categories, which often include office supply retailers. It also offers 2% back at gas stations and restaurants, alongside a competitive introductory APR period for new purchases.

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Citi Business AAdvantage Executive

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Tailored for frequent flyers, this card grants American Airlines Flagship Lounge access and a companion certificate annually. It awards 2 miles per dollar on American Airlines purchases and 1 mile per dollar on other eligible purchases, with no foreign transaction fees.

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Wells Fargo Business Elite Signature Card

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Earn unlimited 1.5x points on all purchases, which is particularly advantageous for high-volume office supply spending. The card includes travel and emergency assistance services, as well as access to specialized fraud protection and employee cards at no extra cost.

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Blue Business Cash Card from American Express

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This card offers 2% cash back on the first $50,000 spent in combined purchases each year, covering both office supplies and travel. It requires no annual fee and includes purchase protection and extended warranty benefits for business equipment.

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Capital One Spark Miles for Business

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Earn unlimited 2x miles on every purchase, providing straightforward rewards for travel and office expenses. It features a generous sign-up bonus and offers travel accident insurance, auto rental collision damage waiver, and extended warranty protection.

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Chase Ink Business Unlimited

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Offering a flat 1.5% cash back on all purchases, this card is excellent for businesses with diverse spending profiles. It includes cell phone protection up to $600 per claim and provides primary auto rental collision damage liability insurance.

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American Express Business Gold Card

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This card delivers 4x points at US gas stations and on purchases made directly from US hotels and airlines. It also awards 4x points on the two highest spending categories each billing cycle chosen by the cardholder, including office supplies.

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Citi Business / AAdvantage Platinum Select

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Ideal for American Airlines travelers, this card offers 2 miles per dollar on American Airlines purchases and everyday business expenses. It includes first and checked bag fee waivers and a companion certificate upon card renewal for eligible accounts.

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Bank of America Business Advantage Unlimited Cash Rewards

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Cardholders earn unlimited 1.5% cash back on all purchases, making it simple for businesses to track expenses. The card features no annual fee and offers perks like employee cards, purchasing protections, and fraud alerts for added security.

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U.S. Bank Business Cash Select

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This card provides 1% cash back on all purchases plus an additional 3% in the cardholder's chosen category, which can be set to office supplies or travel. It is a strong option for businesses looking to maximize returns in a specific sector.

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Capital One Spark Classic for Business

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Designed for businesses with limited or fair credit, this card offers 1% cash back on all purchases with no annual fee. It includes access to capital one's business resources and provides essential purchase protections for office equipment and supplies.

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American Express Green Card

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While not exclusively business, this card is popular among small business owners for its 3x points on transit and select U.S. restaurants. It includes travel accident insurance and no foreign transaction fees, making it suitable for domestic and international business travel.

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Chase Ink Business Max

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This card offers 5x points on wireless telephone services, internet, and cable purchases, which are essential office expenses. It also provides 1x points on all other purchases and includes travel insurance benefits and employee cards at no additional cost.

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Wells Fargo Business Platinum

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Earning unlimited 1.5x points on all purchases, this card is a solid choice for broad business spending including travel and supplies. It features no annual fee and includes purchase protections, auto rental collision damage insurance, and travel assistance services.

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Citi Double Cash Card

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Although primarily a personal card, some small businesses use it for its straightforward 2% cash back on all purchases. It offers no annual fee and provides 1% when you buy and 1% when you pay, simplifying rewards for small office expenditures.

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Bank of America Business Advantage Travel Rewards

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This card offers 3x points on travel and dining, making it ideal for business trips and client meetings. It also provides 1x points on all other purchases and includes travel accident insurance, no foreign transaction fees, and airport lounge access.