Business, Startups & Finance

Top Micro-Investing Apps for Teens Starting Their First Portfolio

A curated selection of brokerage platforms that enable minors to begin investing with low minimums and educational resources. These apps help teens build financial literacy and compound wealth early through custodial accounts and user-friendly interfaces.

ID: 999371
Items: 15
Total Votes: 0
Forks: 1
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Fidelity Youth Account

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A custodial brokerage account specifically designed for teens aged 13-17. It offers a debit card linked to the investment account and a dedicated app that helps young investors learn about market trends while building long-term wealth.

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Greenlight Invest

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Part of the popular Greenlight allowance app, this feature allows parents to set up a brokerage account for their child. It provides automated investing options and educational games to teach teens about saving, spending, and investing basics.

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Acorns

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While not exclusive to teens, Acorns is excellent for beginners due to its 'round-up' feature that invests spare change. Teens with parental consent can start small, making it accessible for those with limited initial capital and little investing experience.

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SoFi Money and Investing

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Offers a seamless experience for young adults transitioning into independent investing. With no account fees and access to fractional shares, SoFi allows teens to diversify their portfolios with just a few dollars, supported by robust financial tools.

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Charles Schwab Student Edge

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Designed specifically for college students but beneficial for older teens planning ahead. It offers commission-free trading and educational resources, helping users understand market mechanics before they graduate and need full financial independence.

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Fidelity Go

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A robo-advisor service from Fidelity that automates portfolio management for teens with parental oversight. It uses a diversified ETF strategy and requires no minimum investment, making it a hands-off way for young investors to start.

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Stash

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Focuses on educational content alongside investing, breaking down complex financial concepts into bite-sized articles. Teens can buy fractional shares of popular companies, learning about brand loyalty and market performance through real-world examples.

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M1 Finance

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Allows users to create custom portfolios using 'pies' of stocks or ETFs. Its automated rebalancing and fractional share support make it ideal for teens who want a hands-off approach while still having control over their investment themes.

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Betterment for Investors

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A leading robo-advisor that offers goal-based investing plans. Parents can help teens set specific financial goals, such as saving for college or a car, and the platform automatically invests contributions toward those targets.

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E*TRADE from Morgan Stanley

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Provides a robust trading platform with educational content suitable for motivated teen investors. It offers commission-free online stock and ETF trades, along with advanced charting tools for those interested in deeper market analysis.

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Public.com

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A social investing platform that emphasizes community and transparency. It allows teens to buy fractional shares with zero commissions, making it easy to follow financial influencers and learn from the crowd while maintaining a personal portfolio.

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Vanguard Personal Advisor Services

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Offers a more traditional, long-term wealth management approach with low fees. Suitable for teens with significant inheritance or gifts, providing professional guidance and access to Vanguard's low-cost index funds for steady growth.

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Ally Invest

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Known for its transparency and lack of hidden fees, Ally is a solid choice for teens starting out. It offers commission-free trades and a mobile app that simplifies monitoring investments, helping young users stay engaged without confusion.

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Webull

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A commission-free trading app with advanced charting tools suitable for older teens interested in technical analysis. While complex, it offers educational webinars and a sandbox mode for practicing trading without risking real money.

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Robinhood

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One of the first apps to introduce commission-free trading to the masses, making it familiar to many teens. It offers fractional shares and a simple interface, though parents should monitor usage due to its gamified design elements.