Business, Startups & Finance

Top 20 Alternatives to PayPal Invoicing in Accounting Software for Self‑Employed

PayPal Invoicing is a convenient way to bill clients, but freelancers and solo‑entrepreneurs often need more robust accounting features, customizable templates, or lower transaction fees. Below is a curated list of 20 alternative invoicing and accounting solutions that cater specifically to self‑employed professionals.

ID: 10451
Items: 20
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FreshBooks

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Cloud‑based accounting platform with professional invoice templates, automated reminders, time tracking, and expense management tailored for freelancers.

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Wave

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Free accounting suite offering unlimited invoicing, receipt scanning, and basic bookkeeping—ideal for solo entrepreneurs on a budget.

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Zoho Invoice

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Feature‑rich invoicing tool with multi‑currency support, client portal, and integration with Zoho Books for full‑scale accounting.

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QuickBooks Self‑Employed

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Designed for freelancers, it combines mileage tracking, quarterly tax estimation, and customizable invoices in one dashboard.

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Xero

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Robust cloud accounting software with invoicing, bank reconciliation, and a marketplace of add‑ons for freelancers who need scalability.

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Invoicely

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Simple online invoicing with unlimited clients, recurring invoices, and basic reporting—free tier available.

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Square Invoices

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Free invoicing that integrates with Square’s payment processing, POS, and inventory tools—great for freelancers who also sell products.

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Stripe Billing

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Powerful subscription and invoicing engine for developers and freelancers who need API‑first billing and global payment options.

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Sage Business Cloud Accounting

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Cloud accounting with invoicing, cash flow forecasting, and compliance tools suitable for solo practitioners.

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Kashoo

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Straightforward accounting with automated invoicing, expense tracking, and real‑time financial reporting for freelancers.

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Invoice Ninja

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Open‑source invoicing platform offering unlimited invoices, proposals, and time tracking with optional paid upgrades.

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Harvest

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Time‑tracking plus invoicing solution that lets freelancers log hours and instantly generate client‑ready invoices.

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Zoho Books

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All‑in‑one accounting suite with invoicing, bank feeds, and project management—integrates seamlessly with other Zoho apps.

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SlickPie

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Free online accounting with automated data entry, customizable invoices, and a simple dashboard for solo entrepreneurs.

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And Co (by QuickBooks)

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Freelancer‑focused platform offering contracts, time tracking, invoicing, and expense management in one place.

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Invoice2go

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Mobile‑first invoicing app with customizable templates, recurring billing, and integration with PayPal, Stripe, and Square.

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ZipBooks

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Free accounting software with invoicing, smart insights, and a built‑in client portal for independent professionals.

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Bonsai

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All‑in‑one freelance suite covering proposals, contracts, time tracking, invoicing, and tax calculations.

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GoDaddy Bookkeeping

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Designed for gig‑economy workers, it offers invoicing, expense categorization, and tax filing assistance.

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Payoneer Invoicing

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Global payment platform that lets freelancers create and send invoices, with direct payouts to local bank accounts.