Business, Startups & Finance

Top 20 Alternatives to Wave Accounting (Payroll) in Accounting Software for Self‑Employed

Wave Accounting offers free invoicing and low‑cost payroll for freelancers and solo entrepreneurs. Below are 20 alternative accounting platforms that include payroll or robust payment‑processing features tailored for the self‑employed.

ID: 11779
Items: 20
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QuickBooks Self-Employed

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Integrated bookkeeping, mileage tracking, and optional payroll add‑on for freelancers.

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FreshBooks

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User‑friendly invoicing and time‑tracking with third‑party payroll integrations (e.g., Gusto).

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Xero

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Cloud‑based accounting with built‑in payroll for the US, Canada, and UK, plus extensive app marketplace.

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Zoho Books

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Comprehensive accounting suite with optional payroll module for US businesses.

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Kashoo

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Simple accounting for freelancers with payroll integration via Gusto.

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Gusto

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Full‑service payroll, benefits, and HR platform designed for solo entrepreneurs and small teams.

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Square Payroll

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Payroll solution that syncs with Square POS, ideal for self‑employed merchants.

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Patriot Payroll

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Low‑cost payroll processing with easy setup for freelancers and contractors.

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OnPay

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Straightforward payroll with automatic tax filing, suited for solo business owners.

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SurePayroll

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Online payroll service with simple pricing and support for independent contractors.

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Intuit Payroll

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Payroll add‑on for QuickBooks Online, offering automatic tax calculations and direct deposit.

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Paychex Flex

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Scalable payroll and HR platform that works for solo entrepreneurs as well as growing teams.

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Sage Business Cloud Accounting

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Accounting software with optional payroll module for small businesses and freelancers.

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ZipBooks

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Free accounting core with paid payroll integration via Gusto.

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FreeAgent

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UK‑focused accounting with payroll capabilities for self‑employed professionals.

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KashFlow

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UK cloud accounting with built‑in payroll for small businesses and freelancers.

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Brightbook

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Free accounting for freelancers with optional payroll through partner integrations.

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GoDaddy Bookkeeping

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Designed for gig‑economy workers; includes invoicing, expense tracking, and optional payroll.

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LessAccounting

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Simple, low‑cost accounting with payroll add‑on for solo entrepreneurs.

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Zoho Payroll

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Standalone payroll solution that integrates seamlessly with Zoho Books for freelancers.