Zoho Books is a cloud‑based accounting solution that offers invoicing, expense tracking, bank reconciliation, and financial reporting. If you’re looking for bookkeeping tools that provide a free tier or are completely free, here are 20 alternatives you can consider.
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Free, cloud‑based accounting for small businesses – unlimited invoices, expense tracking, receipt scanning, and basic reporting.
Free tier includes invoicing, expense tracking, basic reporting, and bank reconciliation for up to 5 clients.
Free online accounting with automatic data entry, invoicing, expense management, and tax reports.
Open‑source desktop accounting software for small businesses and freelancers – double‑entry bookkeeping, invoicing, and reporting.
Free cloud‑based accounting platform with invoicing, expense tracking, multi‑currency support, and a marketplace of add‑ons.
Free desktop accounting software (Windows, macOS, Linux) offering invoicing, expense tracking, payroll, and comprehensive reports.
Open‑source ERP with a robust accounting module – journal entries, bank reconciliation, and financial statements.
Free tier provides unlimited invoices, quotes, expense tracking, and time tracking for up to 100 clients.
Free accounting software for freelancers and small businesses – invoicing, expense tracking, and simple reporting.
Open‑source personal finance manager that can be adapted for small‑business bookkeeping – budgeting, expense categorisation, and reporting.
Free desktop accounting solution for small to medium enterprises – invoicing, inventory, payroll, and multi‑currency support.
Open‑source ERP with integrated accounting, invoicing, expense management, and simple reporting.
Free web‑based accounting system for small businesses – sales, purchases, inventory, and financial statements.
Open‑source accounting and ERP system with double‑entry bookkeeping, invoicing, and multi‑company support.
Free, open‑source ERP with a full accounting suite – general ledger, bank reconciliation, budgeting, and reporting.
Free, lightweight invoicing tool that also tracks payments and basic expense categories.
Free tier for freelancers – unlimited invoices, expense tracking, and basic financial reports.
Free invoicing and expense tracking for up to 5 customers – integrates with Zoho Books if you upgrade later.
A curated list of free accounting tools; their own free plan offers invoicing, expense tracking, and basic reporting.
While not a permanent free tier, Xero offers a 30‑day trial with full bookkeeping features – useful for short‑term projects.