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Best Investment Apps for Teens with $10

A curated selection of brokerage platforms and custodial accounts that allow minors to start investing with minimal initial capital. These options prioritize low fees, user-friendly interfaces, and educational tools suitable for beginners beginning their financial journey.

ID: 61732
Items: 20
Total Votes: 0
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Fidelity Go

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A robo-advisor service from Fidelity that allows teens to start investing with no minimum deposit. It offers automated portfolio management and fractional shares, making it easy to diversify with as little as $10.

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Acorns

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Known for its 'round-ups' feature, Acorns lets users invest spare change from daily purchases. While primarily for adults, teens can link it to a custodial account or use it under parental supervision to build habits with very low entry costs.

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E*TRADE (now Morgan Stanley)

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Offers a comprehensive mobile app and a range of educational resources. Teens can open a custodial brokerage account, often with no minimum deposit, allowing them to trade stocks and ETFs with any available balance.

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Charles Schwab

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A reputable broker offering zero-commission trades and a robust platform for beginners. Custodial accounts can be set up with no initial minimum, making it accessible for teens to start investing small amounts like $10.

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SoFi Automated Investing

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Provides diversified ETF portfolios with no account minimums. It is a solid option for teens who want a hands-off approach to investing, allowing them to start with small, regular contributions.

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M1 Finance

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Combines investing and borrowing in one app, allowing users to create custom 'pies' of stocks and ETFs. It supports fractional shares and has no account minimums, ideal for starting with small amounts.

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Stash

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Designed specifically for beginners, Stash offers 'Stash Learn' features and allows investing in fractional shares of popular stocks. While it has a subscription fee, it often waives the first month, lowering the initial barrier for teens.

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Webull

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A commission-free trading platform that offers a user-friendly interface and advanced charting tools. It allows teens to open custodial accounts with no minimum deposit, suitable for those interested in active trading.

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Robinhood

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Famous for its simple, intuitive app design and commission-free trading. It allows users to buy fractional shares, meaning a $10 investment can still buy a piece of expensive stocks, helping teens diversify easily.

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Vanguard

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A pioneer in index fund investing, Vanguard offers low-cost ETFs and mutual funds. While some funds have minimums, others allow investment with as little as $1, making it a cost-effective choice for long-term teen investors.

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Mintos

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While primarily for P2P lending, some platforms similar to this may offer micro-investment opportunities depending on the region. However, for US-based teens, sticking to US-regulated brokers like Fidelity or Schwab is safer and more compliant.

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Cash App Investing

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Part of the popular Cash App, this feature allows users to buy stocks and Bitcoin with no commission. It is extremely accessible for teens who already use the app, allowing investments starting from just $1.

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Public.com

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A social investing platform that emphasizes community and transparency. It allows commission-free trading of stocks and ETFs with no account minimums, making it a good choice for teens who value educational content.

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Fidelity Investments (Regular Account)

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Beyond its robo-advisor, Fidelity's standard brokerage offers zero-commission trades and no minimum deposit for many accounts. This flexibility allows parents to open a traditional custodial account for their children easily.

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Schwab Stock Slices

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Allows investors to buy pieces of individual stocks for as little as $5. This feature is excellent for teens who want to invest in specific companies they admire without buying whole expensive shares.

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E*TRADE Stock Slices

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Similar to Schwab, E*TRADE offers stock slices that let investors buy fractional shares of select stocks. This reduces the entry barrier for teens wanting to own shares of high-priced companies.

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Robinhood Gold

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An upgraded version of Robinhood that offers additional features like higher interest on uninvested cash and margin lending. While it has a monthly fee, the basic version remains free and accessible for starting with $10.

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Acorns Early

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A specific product by Acorns designed for children. Parents can open an account, fund it, and set up automatic investments or round-ups. It is tailored specifically for younger investors to learn about saving and investing.

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Fidelity@Work

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If a parent or guardian has access to workplace benefits, some plans allow small, regular contributions. This is less common for direct $10 starts but worth checking for existing employees with family-friendly benefits.

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Webull Education Center

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Webull provides a dedicated educational hub for beginners. While the platform itself is an investment tool, its resources are particularly helpful for teens who want to understand the basics before deploying their $10.