Splitwise is a popular expense-sharing app that helps groups of people keep track of shared expenses. It provides a simple and convenient way to split bills, organize group payments, and settle debts. While Splitwise has been a trusted solution for many individuals and groups, there are several alternatives and competitors in the market that offer similar or even better features and functionalities. In this article, we will explore the top 10 best Splitwise alternatives and competitors in 2024, providing an in-depth overview of their offerings, features, and advantages.

1. BillSplitter

BillSplitter is a free and easy-to-use expense-sharing app that allows users to split bills, track expenses, and settle debts. It offers a user-friendly interface and advanced features such as itemized bills and automatic calculations. BillSplitter also allows users to share bills and expenses with friends and family, making it an excellent alternative to Splitwise.

Key Features:

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  • User-friendly interface
  • Split bills and track expenses
  • Itemized bills and automatic calculations
  • Share bills and expenses with friends and family
  • Free to use

2. Venmo

Venmo is a popular peer-to-peer payment app that allows users to transfer money to anyone with a Venmo account. It provides a simple and convenient way to split bills and pay back friends and family. Venmo also includes features such as payment reminders, transaction history, and social networking capabilities. With its ease of use and comprehensive features, Venmo is a strong competitor to Splitwise.

Key Features:

  • Peer-to-peer payment app
  • Split bills and pay back friends and family
  • Payment reminders and transaction history
  • Social networking capabilities
  • Free to use

3. Zelle

Zelle is a mobile payment app that enables users to send and receive money quickly and securely. It provides a simple and streamlined way to split bills and pay back friends and family. Zelle also includes features such as instant transfers, request money, and transaction history. With its user-friendly interface and fast transaction times, Zelle is an excellent alternative to Splitwise.

Key Features:

  • Mobile payment app
  • Split bills and pay back friends and family
  • Instant transfers and request money
  • Transaction history
  • Free to use

4. Paytm

Paytm is a leading digital wallet and payment app in India that allows users to send and receive money, pay bills, and make purchases. It offers a range of features for splitting bills and organizing group payments, such as bill reminders, group chats, and payment history. Paytm also includes e-commerce capabilities and a rewards program. With its extensive features and popularity in India, Paytm is a compelling alternative to Splitwise.

Key Features:

  • Digital wallet and payment app
  • Split bills and organize group payments
  • Bill reminders and group chats
  • Payment history
  • E-commerce capabilities and rewards program

5. PayPal

PayPal is a well-known digital payment platform that enables users to send and receive money, pay bills, and make purchases online. It provides a range of features for splitting bills and organizing group payments, such as money pools and shared expenses. PayPal also includes e-commerce capabilities and buyer protection. With its widespread use and comprehensive features, PayPal is a strong competitor to Splitwise.

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Key Features:

  • Digital payment platform
  • Split bills and organize group payments
  • Money pools and shared expenses
  • E-commerce capabilities and buyer protection
  • Free to use

6. Google Pay

Google Pay is a mobile payment app that allows users to send and receive money, pay bills, and make purchases. It provides a simple and convenient way to split bills and pay back friends and family. Google Pay also includes features such as rewards, payment reminders, and transaction history. With its integration with the Google ecosystem and advanced features, Google Pay is an excellent alternative to Splitwise.

Key Features:

  • Mobile payment app
  • Split bills and pay back friends and family
  • Rewards, payment reminders, and transaction history
  • Integration with the Google ecosystem
  • Free to use

7. Revolut

Revolut is a digital banking app that provides a range of financial services, including money transfers, currency exchange, and budgeting tools. It offers features for splitting bills and organizing group expenses, such as bill splitting and group accounts. Revolut also includes e-commerce capabilities and international money transfers. With its focus on financial management and comprehensive features, Revolut is a compelling alternative to Splitwise.

Key Features:

  • Digital banking app
  • Split bills and organize group expenses
  • Bill splitting and group accounts
  • E-commerce capabilities and international money transfers
  • Free to use

8. Square Cash

Square Cash is a mobile payment app that allows users to send and receive money, pay bills, and make purchases. It provides a simple and convenient way to split bills and pay back friends and family. Square Cash also includes features such as payment reminders, transaction history, and debit cards. With its user-friendly interface and comprehensive features, Square Cash is a viable alternative to Splitwise.

Key Features:

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  • Mobile payment app
  • Split bills and pay back friends and family
  • Payment reminders, transaction history, and debit cards
  • Free to use

9. Simple

Simple is a digital banking and budgeting app that provides a range of financial management tools. It offers features for splitting bills and organizing group expenses, such as shared accounts and expense tracking. Simple also includes e-commerce capabilities and mobile check deposit. With its focus on financial management and comprehensive features, Simple is a strong competitor to Splitwise.

Key Features:

  • Digital banking and budgeting app
  • Split bills and organize group expenses
  • Shared accounts and expense tracking
  • E-commerce capabilities and mobile check deposit
  • Free to use

10. Wise

Wise is a digital banking and money transfer service that allows users to send and receive money internationally. It provides a simple and cost-effective way to split bills and pay back friends and family across different currencies. Wise also includes features such as transaction history, e-commerce capabilities, and multi-currency accounts. With its focus on international money transfers and comprehensive features, Wise is an excellent alternative to Splitwise.

Key Features:

  • Digital banking and money transfer service
  • Split bills and pay back friends and family across different currencies
  • Transaction history, e-commerce capabilities, and multi-currency accounts
  • Free to use

In conclusion, while Splitwise has been a trusted expense-sharing app, there are several alternatives and competitors in the market that offer similar or even better features and functionalities in 2024. Whether you prefer the user-friendly interface and advanced features of BillSplitter, the comprehensive payment options of PayPal, or the financial management tools of Simple, the aforementioned alternatives - BillSplitter, Venmo, Zelle, Paytm, PayPal, Google Pay, Revolut, Square Cash, Simple, and Wise - provide excellent options for individuals and groups looking to split expenses and organize group payments. When selecting a Splitwise alternative, consider factors such as the platform's ease of use, payment options, group management capabilities, and pricing. By exploring these alternatives, users can find the ideal expense-sharing solution that aligns with their specific needs and helps them manage their shared expenses effectively in 2024 and beyond.